Thought You'd be Interested
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"Live who you are."
Corcoran
Aurora Maldonado
Salesperson
The Corcoran Group Real Estate
124 Montague Street
Brooklyn New York 11201
D (718)290-2488
F(212)415-6386
aurora.maldonado@corcoran.com
As a service to my readers and the community, I thought it be appropriate to remind families what you should have in your emergency kits at home to be prepared in the event of a catastrophic event such as Japan's earthquake on March 11, 2011.
Get a kit.
At a minimum, have the basic supplies listed below by the Red Cross. Keep supplies in an easytocarry emergency preparedness kit that you can use at home or take with you in case you must evacuate.
Water—one gallon per person, per day (3day supply for evacuation, 2week supply for home)
Food—nonperishable, easytoprepare items (3day supply for evacuation, 2week supply for home)
Flashlight
Batterypowered or handcrank radio (NOAA Weather Radio, if possible)
Extra batteries
First aid kit
Medications (7day supply) and medical items
Multipurpose tool
Sanitation and personal hygiene items
Copies of personal documents (medication list and pertinent medical information, proof of address, deed/lease to home, passports, birth certificates, insurance policies)
Cell phone with chargers
Family and emergency contact information
Extra cash
Emergency blanket
Map(s) of the area
Consider the needs of all family members and add supplies to your kit. Suggested items to help meet additional needs are:
Medical supplies (hearing aids with extra batteries, glasses, contact lenses, syringes, cane)
Baby supplies (bottles, formula, baby food, diapers)
Games and activities for children
Pet supplies (collar, leash, ID, food, carrier, bowl)
Twoway radios
Extra set of car keys and house keys
Manual can opener
Additional supplies to keep at home or in your kit based on the types of disasters common to your area:
Whistle
N95 or surgical masks
Matches
Rain gear
Towels
Work gloves
Tools/supplies for securing your home
Extra clothing, hat and sturdy shoes
Plastic sheeting
Duct tape
Scissors
Household liquid bleach
Entertainment items
Blankets or sleeping bags
Discover a real estate experience built to suit your needs.
"Live who you are."
At a minimum, have the basic supplies listed below by the Red Cross. Keep supplies in an easytocarry emergency preparedness kit that you can use at home or take with you in case you must evacuate.
Water—one gallon per person, per day (3day supply for evacuation, 2week supply for home)
Food—nonperishable, easytoprepare items (3day supply for evacuation, 2week supply for home)
Flashlight
Batterypowered or handcrank radio (NOAA Weather Radio, if possible)
Extra batteries
First aid kit
Medications (7day supply) and medical items
Multipurpose tool
Sanitation and personal hygiene items
Copies of personal documents (medication list and pertinent medical information, proof of address, deed/lease to home, passports, birth certificates, insurance policies)
Cell phone with chargers
Family and emergency contact information
Extra cash
Emergency blanket
Map(s) of the area
Consider the needs of all family members and add supplies to your kit. Suggested items to help meet additional needs are:
Medical supplies (hearing aids with extra batteries, glasses, contact lenses, syringes, cane)
Baby supplies (bottles, formula, baby food, diapers)
Games and activities for children
Pet supplies (collar, leash, ID, food, carrier, bowl)
Twoway radios
Extra set of car keys and house keys
Manual can opener
Additional supplies to keep at home or in your kit based on the types of disasters common to your area:
Whistle
N95 or surgical masks
Matches
Rain gear
Towels
Work gloves
Tools/supplies for securing your home
Extra clothing, hat and sturdy shoes
Plastic sheeting
Duct tape
Scissors
Household liquid bleach
Entertainment items
Blankets or sleeping bags
Discover a real estate experience built to suit your needs.
"Live who you are."
Aurora Maldonado
Licensed Real Esate Salesperson
The Corcoran Group Real Estate
124 Montague Street
Brooklyn New York 11201
D (718)290-2488
E-fax(212)415-6386
aurora.maldonado@corcoran.com
Licensed Real Esate Salesperson
The Corcoran Group Real Estate
124 Montague Street
Brooklyn New York 11201
D (718)290-2488
E-fax(212)415-6386
aurora.maldonado@corcoran.com
As a service to my readers, I thought I'd pass this informative article to shed light to some in need of a temporary solution to help pay your mortgage, especially, for those unemployed!!
By Tami Luhby, senior writer October 5, 2010: 5:30 PM ET
NEW YORK (CNNMoney.com) -- Unemployed and can't pay your mortgage?
You can soon apply for a no-interest government loan for up to $50,000 to pay your mortgage and cover your arrears. The loan, which can offer assistance for up to two years, will be forgiven if the homeowner stays in the house for five years.
Troubled borrowers will be able to apply for the Emergency Homeowners Loan Program by the end of the year. They must be at least three months behind in their payments, but have a reasonable likelihood of being able to resume payments within two years. And they must have suffered at least a 15% drop in income, but have been able to afford their mortgage before their income loss.
Also, the property must be their principle residence and they cannot own a second home. And they must live in Puerto Rico or one of the 32 states not receiving federal assistance through the Hardest Hit Fund, which gave 18 states more than $4 billion to come up with programs to help the unemployed and underwater.
The emergency loan program is built on a similar initiative in Pennsylvania, which was created in 1983. That effort, which is funded by the state, provides loans of up to $60,000 for up to three years. It has distributed $470 million on behalf of more than 44,000 homeowners since inception and boasted an 80% success rate in preventing foreclosure.
The federal program, however, is relatively small. Congress gave the Housing Department $1 billion to spend, meaning it will help at least 20,000 people. But that's just a small fraction of those who need assistance.
Feel welcome to contact Aurora Maldonado should you need any real estate services.
Labels:
apartments,
House for sale,
Loans,
Real Estate Industry Source. Homes for Sales
By Tami Luhby, senior writer October 5, 2010: 5:30 PM ET
NEW YORK (CNNMoney.com) -- Unemployed and can't pay your mortgage?
You can soon apply for a no-interest government loan for up to $50,000 to pay your mortgage and cover your arrears. The loan, which can offer assistance for up to two years, will be forgiven if the homeowner stays in the house for five years.
Troubled borrowers will be able to apply for the Emergency Homeowners Loan Program by the end of the year. They must be at least three months behind in their payments, but have a reasonable likelihood of being able to resume payments within two years. And they must have suffered at least a 15% drop in income, but have been able to afford their mortgage before their income loss.
Also, the property must be their principle residence and they cannot own a second home. And they must live in Puerto Rico or one of the 32 states not receiving federal assistance through the Hardest Hit Fund, which gave 18 states more than $4 billion to come up with programs to help the unemployed and underwater.
The emergency loan program is built on a similar initiative in Pennsylvania, which was created in 1983. That effort, which is funded by the state, provides loans of up to $60,000 for up to three years. It has distributed $470 million on behalf of more than 44,000 homeowners since inception and boasted an 80% success rate in preventing foreclosure.
The federal program, however, is relatively small. Congress gave the Housing Department $1 billion to spend, meaning it will help at least 20,000 people. But that's just a small fraction of those who need assistance.
Feel welcome to contact Aurora Maldonado should you need any real estate services.
Discover a real estate experience built to suit your needs.
"Live who you are."
Aurora Maldonado
Licensed Real Estate Salesperson
124 Montague Street
Brooklyn New York 11201
D (718)290-2488
e-Fax(212)415-6386
*Photo by Salvatore Vuono
Special Invite!
Join me at our Open House for 100 Remsen Street Apartment 8F in Brooklyn Heights this Sunday, August 1, 2010 from Noon - 1:30pm
(CLICK HERE for more details.)
Discover a real estate experience built to suit your needs.
"Live who you are."
Discover a real estate experience built to suit your needs.
"Live who you are."
Aurora Maldonado
Licensed Real Estate Salesperson
The Corcoran Group Real Estate
124 Montague Street
Brooklyn New York 11201
D (718)290-2488
M (347)776-2697
F (212)415-6386
aurora.maldonado@corcoran.com
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